Description

• Loan Advisory & Consultation:
  Advise SMEs on various loan products and financial solutions that best suit their business needs, ensuring they receive the most appropriate financing options.
• Loan Application Management:
  Oversee the preparation and processing of loan applications, ensuring that all necessary documentation and information are collected and accurate.
• Client Relationship Management:
  Build and maintain strong, long-term relationships with SME clients, offering continuous support and guidance throughout the loan process.
• Risk Assessment & Due Diligence:
  Conduct comprehensive financial assessments of loan applicants, including reviewing financial statements, business plans, and other relevant documents to evaluate creditworthiness.
• Loan Structuring & Negotiation:
  Collaborate with clients to structure loan terms and conditions, ensuring both the clients' and company's interests are met. Negotiate terms as required to achieve mutually beneficial agreements.
• Cross-functional Collaboration:
  Work closely with internal teams, including credit, legal, and operations, to ensure timely approval and disbursement of loans.
• Compliance & Documentation:
  Ensure all loan transactions comply with company policies, legal requirements, and regulatory standards. Maintain accurate records of loan documentation and client interactions.
• Market Research & Trends:
  Stay informed about market trends, competitor products, and economic conditions affecting SMEs, offering insights to help optimize loan offerings and services.

• Min Diploma in Finance, Business Administration, Economics, or a related field.
• At least 2 years of experience in SME lending, banking, or financial services, with a strong understanding of business loan products and financing options.
• Strong understanding of financial statements, credit analysis, and risk assessment.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to build and maintain strong client relationships.
• Strong analytical skills with attention to detail.
• Proficient in Microsoft Office Suite and financial software.
• Knowledge of regulatory and compliance requirements related to business lending.
• Client-focused with a proactive approach to problem-solving.
• Ability to work independently and as part of a team in a fast-paced environment.